If so, how do you decide how much to spend on what (ie. groceries, food, entertainment, etc.) and how do you keep yourself from going over your budget?
My budget is whatever I have in my bank account...
Fo serial, I get a certain ammount of dollars every two weeks. $350 of that goes to my savings account to save up for my next semesters rez. I put aside $50 for RRSPs and $150 for insurance if it is the middle of the month. I pay off my credit card, then if I have any extra money left over. I put $100 in my savings, to save, then I buy groceries, and whatever is left is my spending money for the next two weeks.
I don't really have a budget but I pretty much know what I spend. I spend around $70-$120/week on food, $50/week on gas, $100 per month on things I don't really need, and the rest of the money goes toward my student loan debt.
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nothing on credit card, dont want to rack it up again, haha
Fo serial, I get a certain ammount of dollars every two weeks. $350 of that goes to my savings account to save up for my next semesters rez. I put aside $50 for RRSPs and $150 for insurance if it is the middle of the month. I pay off my credit card, then if I have any extra money left over. I put $100 in my savings, to save, then I buy groceries, and whatever is left is my spending money for the next two weeks.
(unless its delayed, then im fucked)
i try not to spend money on anything other then food... though ive yet to have a bill under 400$ :(