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Do you guys owed alot of credit card debt?

jackandjerry
edited January 2008 in General
hey, Do you guys owed alot of credit card debt money? or you don't use credit card at all?

For me, I've always paid off my credit card BEFORE the due date. :smile:

Comments

  • randomuser
    edited January 2008
    thats what i always thought, and you want to know how people get into credit card debt?

    theyre irresponsible and spend money they dont have

    or in my case, i have medical problems come up and with no insurance i had to charge the money to my credit card or just not get it done, right now i still have about 1k in credit card debt
  • jonathann*
    edited January 2008
    not 19.

    yet...

    so im good.
  • Broken Lizard
    edited January 2008
    I got one with a 3000 limit.
    was good till I got a girlfriend. Got it up to 3000 haha.
    then learned how to not be stupid. Got a job in the summer, paid that bad boy off, and been paid off every month since september.
    Was at 3000 around July. Was paid off end of august.
    Paid for my summer tuition, fun, and debt with that summer job, lol.
  • segadcsonic
    edited January 2008
    I always pay my balance in full every month. I allocate funds per month (ie: take some into savings too) so I know how much I am able to spend.
  • imelting
    edited January 2008
    i think my december one is a lil beefier from the xmas holiday, but i pay em off b4 interest charges kick in

    next month will b a big bill too, tuition fee :(

    dont think i've ballered enuf to top my limit yet haha..
  • vonnie
    edited January 2008
    segadcsonic;20678 said:
    I always pay my balance in full every month. I allocate funds per month (ie: take some into savings too) so I know how much I am able to spend.
    I pay my balance full too.
    Most I racked up in spending on myself and others (limit 1500) is $989.

    But tuition is different. lol.
  • no_one_cares
    edited January 2008
    Credit card debt is the worst kind. If you need the $$, get a line of credit or something.

    My card actually gives me cash back every year. 1 to 2 % off the total expenditure (depending on the amount). It is like free $400 New Year's gift.

    Bottom line - always pay it off.
  • NukeChem
    edited January 2008
    Yeah. I ran up a lot a few years ago, but since then I've really tightened up on how often (if at all) I use my credit cards.

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